Terms of service

Acceptance of terms

By accessing or using Monthly Mortgage Calculator (the "Service"), you agree to these Terms of Service. If you do not agree, please do not use the Service.

Not financial advice

The Service provides estimates for informational and educational purposes only. It is not financial, legal, tax, or investment advice, and it is not a loan offer, pre-approval, or a guarantee of any terms, rate, or payment.

Actual loan terms depend on your lender, credit profile, property, taxes, insurance, and other factors. Always confirm figures with a licensed mortgage professional before making any financial decision.

Accuracy of estimates

We work to keep our calculations correct, but we make no warranty that results are accurate, complete, or suitable for your situation. Estimates use standard formulas and the assumptions you provide; small differences in inputs can produce meaningfully different results. You are responsible for verifying any numbers you rely on.

Acceptable use

You agree to use the Service lawfully and not to interfere with its operation, attempt to gain unauthorized access, or use it in a way that could harm others or the Service itself.

Intellectual property

The Service, including its design, text, and code, is owned by us or our licensors and is protected by applicable laws. You may use the Service for your personal, non-commercial purposes.

Disclaimer of warranties

The Service is provided "as is" and "as available," without warranties of any kind, whether express or implied, including but not limited to merchantability, fitness for a particular purpose, and non-infringement.

Limitation of liability

To the fullest extent permitted by law, we will not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss arising from your use of — or inability to use — the Service, including any decisions made based on its estimates.

Changes to the Service and these terms

We may modify or discontinue the Service, and we may update these Terms, at any time. Changes take effect when posted, and the "last updated" date above will reflect the most recent revision. Continued use of the Service means you accept the updated Terms.

Contact

Questions about these Terms? Reach out to us.